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(701) 258-2611
Bismarck, North Dakota

#
Business Banking
Checking

There are three business checking accounts, each for businesses with a different level of activity.  Match the volume of your business to one of these accounts. 

Business I Checking- Requires an average daily balance of $5000.

Features:
  • Up to 150 Deposited Items
  • Up to 50 Written Checks
  • Up to 25 Deposits
Fees:
  • $5 Monthly Service Charge if $5,000 Average Daily Balance is Not Maintained
  • Excess Deposits are $.06 for Local Items, $.075 Nonlocal
  • Excess Written Checks are $.11each
  • Excess Deposits are $.18 Each
  • $1 Charge Back per Check Under $2,500
  • $5 Charge Back per Check Over $2,500
Business II Checking- Business with higher volume can offset fees with earnings credit.
Features:
  • Earnings Credit per $100 Collected Balance
Fees:
  • $2 Monthly Service Charge
  • $.11 per Written Check
  • $.06 per Local Item Deposited
  • $.075 per Nonlocal Item Deposited
  • $.18 per Deposit
  • $1 Charge Back per Check Under $2,500
  • $5 Charge Back per Check Over $2,500
  • Uncollected Funds Fee
Business III Checking- For the small business, club or community association with low activity.
Features:
  • No Monthly Service Charge
  • Up to 10 Deposited Items
  • Up to 10 Written Items
Fees:
  • Excess Written Checks are $.10 Each
  • Excess Deposits are $.15 Each

 

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