Privacy Statement

Protection of Your Privacy

We are committed to protecting the privacy and security of your non-public personal information.  In order to protect your privacy, we follow the practices and procedures described in this notice.

Information Collected

We may collect non-public information about our customers from the following sources:

• Information received from applications, other forms, and visits to our Internet web site.
• Information from transactions with us, our affiliates, or others.
• Information we receive from a consumer reporting agency.
• Information provided to us, or that we collect about our customer in order to underwrite, issue, and service insurance policies.

Information We Share
We do not disclose any non-public personal information about our customers to non-affiliated third parties, except as permitted by applicable law.  We may disclose the information we collect to companies who provide services necessary for us to maintain your accounts, to process your transactions, to provide our customers access to products and services, or to companies who perform business functions or services on our behalf, or to companies with which we have joint marketing agreements.  These companies are required by law to maintain the confidentiality of information we provide them.  We will apply this policy equally to active, inactive, and former customers.

We may disclose information related to your transactions or account history with our affiliated companies listed below. This information will be used to assist in identifying other accounts or services that may be of value to you.
 
Affiliated Companies
American Bancor, Ltd.
American Insurance Center
American Ag Center
American Trust Center
American Bank Center
American Bank Center First
Scandia American Bank & Trust

Security Standards

We will continually update and improve our security standards to help protect against anyone gaining unauthorized access to our confidential information, including access through the Internet. We will maintain physical, electronic and procedural safeguards that comply with federal standards to guard customers’ information.  Access to customer information is only provided to those employees with a valid reason for knowing such information for us to provide products or services to you.

CONTACT US
If you ever have any questions or concerns about the security of your account information, please contact us at 701-258-2611.