|
Ag
Banking
Saving/Investing
Would
you like options when saving money?
Regular Savings offers a low
average balance:
- Earn money on your deposits.
- Allows for
flexibility of your funds.
- Easy access
24 hours a day, 7 days a week at ATM locations for withdrawals.
The Grand Money Market Account
also encourages you to save:
- Interest rates are tiered; the more you save,
the more you earn.
- No monthly
fee when minimum balance is maintained.
Investor's Money Market Account
rewards you for higher balances:
- Interest rates are tiered; the more you save,
the more you earn.
Count
on the experienced American Trust Center to assist you with your
investment needs:
Would you like to save money for the future?
Choose the
term that is best for you with a Certificate of Deposit:
- Earn a higher interest than with Regular Savings.
- Funds can
be used as collateral for loans.
- Funds can
be automatically renewed upon maturity to the new market rate
for an equal term.
Save a little
each year for your child's or grandchild's education by opening
a GrADD CD:
- Earn higher interest rate than Regular Savings.
- You may
add to the account at any time ($25 increments).
- Money may
be withdrawn with no penalty when the child graduates from
high school or turns 18.
Save money
on your taxes while saving for retirement with a traditional Individual
Retirement Account (IRA):
- Saves money
while making money; contributions may be tax deductible and interest earned may be tax deferred.
- Make regular
contributions with automatic funds transfer and avoid extra
trips to American Bank Center.
With a Roth
IRA you can pay now, save later, and the entire contribution
is yours at retirement:
- Interest earned is not taxed for qualified distributions.
- Contributions
may be made at any age with earned income.
- No worries;
pay taxes now and you or your beneficiary receives the entire
IRA fund.
How
Much do I need to Retire? | Simple Savings Calculator
Establish an
investment fund:
Would you
like to save money for the future?
Save automatically
without thinking about it by using Automatic Funds Transfer:
- Save time
by transferring funds automatically from your checking to your
savings or IRA regularly.
- Convenient;
save a trip to American Bank Center to make your loan or mortgage
payment.
US Savings
Bonds are designed as long term savings that are easily
accessible:
- Safe investment;
backed by the full faith and credit of the United States with
certain tax advantages.
- Competitive
rates for your child's or grandchild's education.
- Convenient;
can be purchased at American Bank Center
|