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Saving Tools

Calculators

Ag Banking
Saving/Investing

Would you like options when saving money?

Regular Savings offers a low average balance:

  • Earn money on your deposits.
  • Allows for flexibility of your funds.
  • Easy access 24 hours a day, 7 days a week at ATM locations for withdrawals.

The Grand Money Market Account also encourages you to save:

  • Interest rates are tiered; the more you save, the more you earn.
  • No monthly fee when minimum balance is maintained.

Investor's Money Market Account rewards you for higher balances:

  • Interest rates are tiered; the more you save, the more you earn.

Count on the experienced American Trust Center to assist you with your investment needs:

Would you like to save money for the future?

Choose the term that is best for you with a Certificate of Deposit:

  • Earn a higher interest than with Regular Savings.
  • Funds can be used as collateral for loans.
  • Funds can be automatically renewed upon maturity to the new market rate for an equal term.

Save a little each year for your child's or grandchild's education by opening a GrADD CD:

  • Earn higher interest rate than Regular Savings.
  • You may add to the account at any time ($25 increments).
  • Money may be withdrawn with no penalty when the child graduates from high school or turns 18.

Save money on your taxes while saving for retirement with a traditional Individual Retirement Account (IRA):

  • Saves money while making money; contributions may be tax deductible and interest earned may be tax deferred.
  • Make regular contributions with automatic funds transfer and avoid extra trips to American Bank Center.

With a Roth IRA you can pay now, save later, and the entire contribution is yours at retirement:

  • Interest earned is not taxed for qualified distributions.
  • Contributions may be made at any age with earned income.
  • No worries; pay taxes now and you or your beneficiary receives the entire IRA fund.

How Much do I need to Retire? | Simple Savings Calculator

Establish an investment fund:

Would you like to save money for the future?

Save automatically without thinking about it by using Automatic Funds Transfer:

  • Save time by transferring funds automatically from your checking to your savings or IRA regularly.
  • Convenient; save a trip to American Bank Center to make your loan or mortgage payment.

US Savings Bonds are designed as long term savings that are easily accessible:

  • Safe investment; backed by the full faith and credit of the United States with certain tax advantages.
  • Competitive rates for your child's or grandchild's education.
  • Convenient; can be purchased at American Bank Center
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