- the
insurance product or annuity is not a deposit or other
obligation of, or guaranteed by, the bank or an affiliate
of the bank;
- the insurance product or annuity is not insured by the
FDIC or any other agency of the United States, the bank,
or (if applicable) an affiliate of the bank; and
- in the case of an insurance product or annuity that involves
an investment risk, there is investment risk associated
with the product, including the possible loss of value.
[860301]
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