Privacy Statement

Protection of Your Privacy

American Bancor, Ltd. is committed to protecting the privacy and security of the information, which our customers share with us.  For that reason, we will handle customers’ information carefully and sensibly.  This organization has never shared customers’ non-public, personal information except as permitted by law.  This policy is standard for American Bancor, Ltd., and our affiliated companies, American Bank Center, American Insurance Center, American Ag Center, American Trust Center, and Scandia American Bank & Trust.

Information collected

This organization collects non-public personal information about our customers from the following sources.

1. Information received from applications and other forms.
2. Information from transactions with our affiliates, others, or us.
3. Information we receive from a consumer reporting agency.
4. Information provided to us, or that we collect about our customer in order to underwrite, issue, and service insurance policies.

This information is used to maintain accurate balance information, to help us provide efficient customer service and to assist in identifying other accounts or services that may be of value to our customers.

Information We Share

This organization does not disclose any non-public personal information about our customers or former customers to non-affiliated third parties, except as permitted by law.

In order to provide the best service to our customers, each entity will be allowed to share non-public experienced based information with affiliates.  Experienced based information includes transaction or experience information such as accounts the customer maintains with the entity, account history, and transaction history.  We will not disclose non-experienced based information obtained in credit reports or applications made by the customer.
We may disclose the information described above to companies who provide services necessary for us to maintain accounts, process transactions, to provide our customers access to products and services, or to companies who perform business functions or services on our behalf, or to financial institutions with which we have joint marketing agreements. 

Security Standards

We will continually update and improve our security standards to help protect against anyone gaining unauthorized access to our confidential information, including access through the Internet.  We will maintain physical, electronic and procedural safeguards that comply with federal standards to guard the customer’s information.  We also restrict access to non-public personal information about our customers to those employees who need to know that information to provide products or services to them.

CONTACT US
If you ever have any questions or concerns about the security of your account information, please contact us at 701-483-6811