American Trust Center

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American Trust Center is a North Dakota chartered trust company.

	Gerald D. Galloway, Chairman of the Board, joined American Trust Center in 1999. Gerald holds a B.S.B.A. degree from U.N.D. and is a graduate of the U.N.D. School of Law. He has practiced law for 34 years. His practice has been concentrated in Business, Municipal, Estate and Real Estate Law. He has represented many cities and businesses within the area. He has worked with and represented foundation boards. He has also served on state and local boards. He retired as a Colonel from the Judge Advocate Corp. of the North Dakota Army National Guard. Gerald concentrates on holding company and trust company management, as well as business, estate and trust planning.
	Gregory A. Vetter, CTFA, President and Chief Executive Officer, has been with American Trust Center since 2003. He has 21 years of financial services experience in finance, investments, human resource management, and administration. Greg received his Bachelor of Business Administration degree from UND in 1986 and is a 1995 graduate of the Graduate School of Banking, Madison, Wisconsin, and a 2006 Honor Graduate of Cannon Financial Institute’s Trust School. Prior to joining American Trust Center, Greg was in a senior management position with another North Dakota community bank for 13 years. Additionally, he has nearly 4 years of bank regulatory experience for the State of North Dakota.
	Russell D. Schank, CTFA, Senior Vice President and Senior Trust Officer, has been with American Trust Center since June 1987. Russ oversees the investment management process as well as administers personal trust and investment accounts. He is an honor graduate of the National Graduate Trust School at Northwestern University. Prior to joining American Trust Center, Russ spent four years with a regional investment firm.
	Cindy A. Steiner, CRSP, Vice President and Employee Benefit Plan Manager, began with American Trust Center in May 1990. Cindy's primary responsibilities are in the qualified employee benefit plan area, working with plan implementation and administration. She is a graduate of Cannon Financial Institute's Employee Benefits School and has extensive knowledge of the complex laws and regulations, which govern qualified plans.
	Thecla Ohlhauser, CTFA, Assistant Vice President of Internal Operations, has been with American Trust Center since 1997. Thecla has more than 20 years of personal trust and employee benefit plan management experience. She also has extensive trust operations experience and expertise. As Internal Operations Officer, Thecla is responsible for directing the internal service and support functions of the Company and the Company’s systems and assets, both physical and financial.
	Kathy Torske, CPA, Assistant Vice President of Safety and Soundness, joined American Trust Center in 2005. Kathy is a graduate of Dickinson State University with double Bachelor of Science Degrees in Accounting and Business Administration with a banking/finance concentration. Prior to joining American Trust Center, Kathy had over 5 years banking experience and 5 years public accounting experience, most recently with Eide Bailly, LLP in the audit department specializing in serving financial institutions and employee benefit plans. As Safety and Soundness Officer, Kathy is responsible for overseeing the safety and soundness of the organization. Safety and soundness activities are those that assure us that our internal and external activities comply with the laws, rules, regulations, and policies pertaining to them.
	Ardie M. Poppe, Trust Officer, joined American Trust Center in 2007. Ardie has obtained a B.S. degree in Business Administration from the University of Mary and has over 34 years of trust experience. Ardie's primary responsibilities are in the qualified employee benefit plan area, working with plan implementation and administration. She works directly with employers to build and maintain client relationships for our retirement services area.
	Joseph Heringer, Trust Officer, in our Bismarck location. Joseph graduated with honors from the University of North Dakota School of Law after receiving his undergraduate degree from Concordia College in Moorhead. He administers fiduciary accounts and works with clients on estate and financial planning issues. Prior to joining American Trust Center, he practiced law as an associate attorney for Faegre & Benson LLP in Minneapolis before moving back to Bismarck where he was founder and president of Heringer Law, Ltd. While in private practice, Joseph provided estate planning and business law legal services to his local and regional clientele.
	Blaine Stockert, Investment and Trust Officer, joined American Trust Center in 2006. Blaine obtained his Bachelor of Science degree in Business Administration from Dickinson State University and has over 8 years experience as a Financial Consultant and Trust Officer. Blaine works with clients to help them achieve their financial goals. He also administers fiduciary accounts, with a focus on Personal Trust administration, Agency accounts, Employee Benefit Plans, and IRA's, as well as new business development.
	Wendy S. Meland, CTFA, Trust Officer, joined American Trust Center in 2007. Wendy has obtained a B.S. degree in International Business from Moorhead State University and has over 4 years of trust experience. She currently administers Employee Benefit, Personal Trust, IRA and Investment Management accounts. Wendy has over 23 years of financial services experience in personal trust, personal banking and credit and financial analyst areas.
	Andrea Haider, CRSP, Trust Operations Supervisor, joined American Trust Center in 2001. She has a B.S. degree in Finance and 8 years of trust operations experience. Andrea maintains account holdings, processes the daily transactions, and reconciles accounts. She also assists in the employee benefit plan operations, including payrolls, distributions, and answering customer questions. She is an honor graduate of Cannon Financial Institute's Employee Benefits School and has extensive knowledge of the complex laws and regulations, which govern qualified plans.
	Jennefer Messer, Trust Administrator, began her career in the financial services industry in 1996. Prior to joining American Trust Center in 2007, Jennefer was responsible for the internal audit and regulatory compliance functions for a regional financial institution. Jennefer is responsible for assisting with account administration and relationship management, primarily in the employee benefit plan area.
	Pam Andrist, Trust Administrator, joined American Trust Center in 2007. Pam began her career in the financial services industry in 1996 as a loan processor and mortgage loan assistant. Pam is responsible for assisting with account administration and relationship management, primarily in the personal trust and investment areas.
	Gayle Kadrmas, Operations Assistant, began her career in investment operations and sales in 1989. She joined American Trust Center in 1999. Her function is to process the Trust Company's transactions and operate American Trust Center's trust accounting software. She assures that all transactions are properly accounted for, that reports are properly generated, and that deposits, withdrawals, and payments are properly and timely made and accounted for.
	Sabrina Noon, Operations Assistant, joined American Trust Center in 2005. Sabrina graduated from the University of Mary with a Bachelor of Science degree in Business Administration with a concentration in Management. Sabrina performs various duties relating to the processing and administration of trust accounts and employee benefit plans, including balancing reports, preparing periodic statements, handling disbursements, and maintaining trust documentation and records.
	Nicole Berger, Employee Benefit Plan Assistant, joined American Trust Center in 2006. Nicole has a Bachelor of Business Administration degree from Dickinson State University. She began her career in the financial services industry in 1996 and has been in the retirement plan services area since 2002. She performs various duties relating to the processing and administration of employee benefit plans, including balancing reports, processing client company payrolls, preparing periodic statements, handling disbursements, and maintaining account documentation and records.
	Karen Wehri, Employee Benefit Plan Assistant, joined American Trust Center in 2007. Karen has worked in the financial services industry since 2000, primarily in the employee benefit processing and administration area. She performs various duties relating to the processing and administration of employee benefit plans, including balancing reports, processing client company payrolls, preparing periodic statements, handling disbursements, and maintaining account documentation and records.
	Bobbie Volesky, Administrative Assistant, has been with American Trust Center since 1999. She is the receptionist for our Dickinson office and administrative assistant for the Dickinson trust officers. She handles various duties for the company as needed. She greets customers and is responsible for the direction of phone traffic.
	Renae McLean, Administrative Assistant, joined American Trust Center in 2007. Renae manages the Bismarck office area, serving as coordinator, secretary, and receptionist. Renae is responsible for the corporate accounting system and prepares the Company's financial statements. She's also responsible for generating Board and committee reports as well as other various duties.